LOAN PRODUCTS – CONSUMER

Consumer Loans

Heritage Bank specializes in the personal touch. A consumer loan can help you finance items such as vehicles, recreational items, household goods, travel, medical and dental expenses. We can customize a loan to fit a variety of borrowing needs.

Mortgage Loans

Heritage Bank offers mortgage loans for the purpose of purchasing a new home or financing home improvements to your existing home.

Construction Loans

If you are needing a construction loan for building a new home or other building needs, Heritage Bank’s experienced loan officers will handle all of the necessary requirements from ground breaking to completion.

LOAN PRODUCTS – COMMERCIAL

Commercial Loans

Heritage Bank realizes that each business has very different needs. We appreciate the fact that the small business owners in our area are the driving force in the local economy. We offer you the advanced products and services the larger banks offer, yet maintain that one major advantage Heritage Bank has always had…personal service, local people dealing with your daily business needs. All credit requests are reviewed by local lenders who understand commercial lending and are experienced in developing financial plans for unique operations.

Line of Credit Loans

The line of credit allows you to support your company’s seasonal working capital needs. The line is repaid and available to be drawn on again as needed. Terms are available to fit your company’s cash flow.

Real Estate Loans

If you are interested in real estate for commercial purposes, Heritage Bank has lending options available to meet your special requests.

Construction Loans

Funding is available for new construction or expansion of existing facilities. We offer competitive rates with a variety of terms to meet your real estate development requirements.